This agreement describes the conditions under which the services of the Money-office service are provided (hereinafter referred to as the Agreement).
Before using the services of the service, the User is obliged to read and accept all the terms of this agreement. Otherwise, the User can not use the service.
This agreement is located for public access on the Internet on the page “https://money-office.com/” and can be changed by the Service Manual unilaterally without additional notice to the User.
The acceptance of this Agreement is the implementation by a third party of actions to use the Service.
In this Agreement, the following terms will have the following meanings:
The agreement is a user agreement for the use of the Service.
User is the person using the Service.
Service – a collection of information, texts, graphic elements, design, images, photos and video materials, a set of software and hardware used by the Service to process the operations performed by Users on the Service.
Cryptographic signs are system signs: Perfect Money, Advanced Cash, BTC, ETH, EOS, NEO, BCH, Monero, Ripple, ZEC, Dash, LTC, Yandex Money, QIWI, NixMoney, Visa / Master Card and others not prohibited by law, systems.
Announcement – the control order accepted by the User from the User expressing his intention on the conditions listed in it to make an exchange operation with the selected type and number of cryptographic signs.
All other terms and definitions found in the text of the Agreement are interpreted by the Parties in accordance with the law and the usual rules of interpretation of the relevant terms that are established on the Internet.
This agreement does not cancel the current legislation of the countries of registration and the location of the Service and the User, as well as the contractual relations between the User and the Payment system (systems).
In the event that the User is unable to use the services of the Service under the terms of the current legislation or other arrangements, the use of these services by the User is prohibited by these rules and will be recognized as illegal.
The service guarantees and ensures the confidentiality of information about the User and his operations.
The Service may provide this information only upon the request of authorized state bodies, officials or representatives of the Payment Systems, provided there are legitimate reasons.
Title of the headings (articles) of the Agreement are intended solely for the convenience of the text of the Agreement and have no literal legal meaning.
From the moment of using the Service and / or registration on the Service, the terms of this Agreement are accepted and binding on the User.
ATTENTION: If you do not agree with the terms of this Agreement, do not use the Service and do not register on it.
1. General Provisions
1.1. The Agreement regulates the procedure for providing Users with access to the Service, obtaining information about placed advertisements and placing advertisements on the Service.
1.2. The service provides the User with access to the Service and the possibility of using it. The User undertakes to use the Service in accordance with the terms of this Agreement.
1.3. The agreement regulates the procedure for performing transactions through the Service, the procedure for placing announcements, types of introductory, security and other contributions of Users, types of transactions and the order of their conduct using information on the Service.
2. Admission to the use of the Service.
2.1. Authentication of access to the interfaces of the Service is provided by creating an advertisement (application) or using the login and password used when registering with the Service.
2.2. After registering on the Service, the User gets access to the personal cabinet. The user has the right to carry out operations on the Service with the help of a personal cabinet.
3. Placement of ads on the Service.
3.1. The Service places the User’s ads on the exchange of cryptographic signs and ensures compliance with the equivalence of the exchange established by the Users. An announcement for the exchange of cryptographic signs is understood as the User Agreement for the exchange of cryptographic signs on conditions specified by the User. To place an advertisement, the user needs to fill out a form designed for ads.
3.2. Cryptographic sign exchange operations are conducted on the basis of ads submitted by Users. Placement of an advertisement is an act of managing the Service with the purpose of carrying out an operation for the exchange of cryptographic signs on the conditions specified in the announcement. The user can take ads and change their settings.
3.3. Ads on the Service are placed on the terms defined by the Users on the exchange of the rights to cryptographic signs with other Users. At the same time, the Service, under no circumstances, is a party to announcements and exchange transactions between Users. Ads are executed directly between Users with the information support of the Service.
3.4. Announcements queued and not recalled by Users are on the Service until such time as they are executed.
3.5. The User’s announcement is posted on the Service after verification of the availability of security and other contributions necessary for the execution of the announcement.
3.6. Security contributions are calculated in cryptographic characters. In order to ensure the fulfillment of obligations on posted announcements for the exchange of cryptographic signs, the Users, for the duration of the ads’ validity, transfer to the Service’s account the volume of cryptographic signs equal to the total volume of ads and the amount of the security deposit established by the Service.
3.7. The security deposit is returned to the User in the event of the withdrawal of ads submitted by the User, in part, in the amount attributable to recalled announcements for which the execution has not yet begun.
3.8. The service monitors the users’ ability to post and execute advertisements and, thus, increases the trust of the Users to each other and reduces the risk of the User failing to fulfill the obligations of the posted ads. The service does not post ads, if the security deposit of the User is not enough to fulfill the posted advertisement.
4. Execution of announcements.
4.1. The announcement is executed when a counter advertisement placed by another User with the corresponding conditions of the advertisement is used for the posted advertisement. At the same time, the placement of counter-ads by the Service is recognized by Users as the acceptance of their ads. The announcement is recognized completed after the Service has placed a counter advertisement.
4.2. The announcement can be executed in part. In this case, the Service will be issued a new announcement in the amount of unfulfilled balance on the originally posted ad.
4.3. When viewing ads, the User independently decides on the acceptability of the terms of exchange and the beginning of the transaction. To execute the operation on the selected advertisement, the User places the counter advertisement with the conditions that satisfy the selected one in accordance with the Service interfaces. The exchange operation is considered to be started at the time of the posting of the counter advertisement by the User. At the same time, the volume available for exchange in the submitted advertisement is reduced by the volume of the transaction. The amount of volume in the counter advertisement is reduced by the volume of the operation. If the resulting unexecuted remainder is zero, then the intersecting counter advertisement is removed from the queue as executed. When the Service receives confirmation of the completion of the exchange, the announcement is considered completed.
4.4. Calculations for announcements and exchange transactions made through the Service operate on the principle of full pre-depositing of the entire volume of cryptographic signs offered for exchange and security contributions in the amounts established by the Service.
4.5. The exchange of cryptographic signs is made directly between Users on the terms defined in the placed ads.
4.6. Execution of the announcement occurs by transfer to the account of Users, due to them cryptographic signs specified in counter announcements. The transfer of cryptographic signs is made by the Service automatically. In this case, the actions of the Service are deemed committed on behalf of Users.
4.7. The Service may establish the procedure for the issuance of advertisements, the types of introductory, security and other contributions of Users, the types of transactions and the procedure for conducting them on the Service.
4.8. The user is obligated to pass the identification procedure established by the Service or third parties (payment aggregators, credit and other organizations) in the execution of the announcements and to comply with other requirements of the legislation in the field of combating the laundering (legalization) of proceeds from crime.
4.9 All communication or reconciliation must necessarily pass through the Jivo chat, iterated on the Service’s website, reconciliation through any other messengers is prohibited.
4.10 The user is obliged to specify only personal details for obtaining cryptographic or banknotes when creating ads.
4.11 The user is obliged to create an ad only with his own hand.
4.12 The execution of the announcements takes place within a period not exceeding 72 hours, unless otherwise agreed with the user, far. The User has the right to demand the return of the security, additional commissions for this refund are absent.
5. Risk Warning
5.1. The user guarantees that he knows the basic principles of the operation of cryptographic signs and he has the ability to make transactions with them.
5.2. The user understands that the Service places ads on the basis of which cryptographic signs are exchanged, and that the terms of the ads are set by the Users themselves. The service does not affect the ads placed and selected by Users. The user bears all economic risks associated with the choice of an advertisement. The Service does not guarantee to the User that the announcement will be executed and that the terms of its execution will be beneficial to the User.
5.3. The User understands that the Service is not related to the performance of transactions and / or transactions with cryptographic signs, therefore the Service assumes no guarantees regarding the timing and / or ability to perform transactions and / or transactions with cryptographic signs.
5.4. The user understands that any operations with cryptographic signs are irreversible and that the return received by the announcement is possible only on the basis of an agreement with another User.
5.5. Any operation with cryptographic signs can be terminated unilaterally without explanation.
6. Rights and obligations of the Parties
6.1. The user has the right to:
6.1.1. In accordance with the terms of the Agreement, to access the Service and the private office.
6.1.2. Receive information about the ads posted by the user.
6.1.3. In accordance with the terms of the Agreement, place ads on the Service.
6.2. The User is obliged:
6.2.1. Properly fulfill the terms of the Agreement.
6.2.2. Provide complete and reliable data necessary for the identification of the User, including the User’s IP address (use of anonymizers, VPN and TOR is prohibited).
6.2.3. On request of the Service, provide additional information, explanations and other information on the ads.
6.2.4. Make introductory, security and other contributions to the Service’s accounts;
6.2.5. Do not transfer account data to third parties;
6.2.6. Inform the Service in case of loss, or compromise of the password, as well as in case of illegal possession by third parties of access to a personal cabinet, personal postal service or other data.
6.2.7. Eliminate any possible complicity to terrorism, corruption, illegal trade and any other illegal transactions using the services of the Service.
6.2.8. Eliminate any possible complicity in the conduct of financial fraud, do not use the Service to create and distribute pyramids, as well as to commit other acts that are contrary to the law and legal norms.
6.2.9. To exclude in the practical activity with the use of the Service any actions, the implementation of which may directly or indirectly damage the fight against money laundering and legalization of illicit money;
To get acquainted with the changes and additions to this Agreement.
6.3. The Service has the right:
6.3.1. Receive the introductory, security, service and other contributions of Users to ensure the work of the Service.
6.3.2. Ask the user for the information necessary to identify him.
6.3.3. Ask the user for information on posted ads.
6.3.4. In case of detection of ads executed in violation of the Agreement, terminate the execution of the announcements, and return the received by such announcements, participating in them to Users.
6.3.5. Block the User in cases of violation of the terms of the Agreement or the Agreement without explaining the reason, but with the possibility of withdrawal by the User of the refundable contributions available on the Service’s accounts.
6.3.6. Amend and supplement the terms of the Agreement.
6.3.7. Do not provide access to the Service in the event that the User does not provide the information necessary for his identification.
6.3.8. Monitor the execution status of users’ ads.
6.3.9. At its discretion, decide on the execution of the announcement or its withdrawal in accordance with the terms of the Agreement.
6.3.10. At its discretion, decide on the removal or cancellation of the announcement (application) without explanation.
6.3.11. At its discretion, decide on the denial of service without explanation.
6.3.12. In case of suspicion of fraud and in order to comply with the policy of KYC / AML, the service has the right to freeze the funds for the created ad, before undergoing additional verification or the provision of identity documents.
6.4. Service is obliged
6.4.1. Provide the User with access to the Service, subject to the User’s compliance with the terms of the Agreement;
6.4.2. Provide the User with information about the status of the ads posted on the Service.
6.4.3. Enter into the Service’s accounts the introductory, security and other fees of Users, in accordance with the terms of this Agreement.
6.4.4. To make a refund of contributions due to the User, in accordance with the terms of this Agreement, with the exception of a possible service commission for the cancellation of the transaction of 5%.
7. User contributions.
7.1. The result of using the Service is the exchange of cryptographic signs between Users. In doing so, the User acknowledges that the exchange on the Service is based on ads placed by Users, and the Service, under no circumstances, is a party to the exchange.
7.2. Introductory, security and other fees for Users to ensure the operation of the Service is determined in accordance with the tariffs determined by the Service for each placed advertisement.
7.3. The Service, on behalf of the User, retains the introductory, security and other fees at the moment of execution (including partial) of the posted advertisement, in accordance with the tariffs determined by the Service with the approval of their User when placing the advertisement.
7.4. Users at their own discretion can make cryptographic signs on the Service account, as non-refundable contributions to maintain the Service.
8. Responsibility of the Parties.
8.1. In the event that the User violates the terms of the Agreement, the law, morals and morals, or in case of collusion with other Users for violation of the terms of the Agreement, the Service has the right to block or dеlete the User’s personal cabinet, prohibit or restrict access to use of the User’s personal cabinet to certain or all functions of the Service .
8.2. The user uses the Service in the form in which they are presented at their own risk. The Service does not guarantee the User to achieve any results due to the use of the Service.
8.3 The Service shall not be liable for damages and consequences in case of erroneous transfer of cryptographic signs, if the Customer specified incorrect data when submitting the advertisement.
8.4 The Service shall not be liable for the use of the User to create an advertisement to third parties.
8.5 The Service shall not be liable for failure to comply with the instructions provided by the Service’s employees or the rules provided to the User for the fulfillment of the obligations on the announcement.
9.1. In accordance with the Tax Code, the Service is not a tax agent for the User. In this regard, the User is personally responsible for paying all taxes accrued as a result of or in connection with the execution of advertisements placed by him on the Service in accordance with the current legislation or the current practice of taxation, taking into account their possible changes.
9.2. The Service shall not be liable for the fulfillment by the User of tax liabilities, provision of information or recommendations to the User in respect of specified tax liabilities or notification of the User about changes in tax legislation or practice of taxation.
10. Amendments to the Agreement.
10.1. The Service has the right to unilaterally change the terms of the Agreement, with such changes coming into force from the moment of publication of the new version of the Agreement.
10.2. At each visit of the Service the User undertakes to check the availability of a new version of the Agreement.
10.3. Continuation of the use of the Service and / or personal cabinet means the User’s consent to the terms of the new version of the Agreement.
10.4. If the User does not agree with the terms of the new version of the Agreement, he ceases to use the Service.
11. Special conditions.
11.1. The service contains the results of intellectual activity. Using the Service, the User acknowledges and agrees that all the contents of the Service and the content structure of the Service are protected by copyright, trademark and other rights to the results of intellectual activity, and that these rights are valid and protected in all forms, on all media and in all technologies, both existing at present, and developed or created subsequently. No rights to any content of the Service, do not pass to the User as a result of using the Service.
11.2. The service may contain links to other Services on the Internet (Third Party Services). These third parties and their content are not checked by the Service for compliance with any requirements (reliability, completeness, legality, etc.). The Service is not responsible for any information, materials placed on the Services of third parties to which the User obtains access using the Service, including for any opinions or statements expressed in the Services of third parties, advertising, etc., as well as for the availability of such Services or content and the consequences of their use by the User.
11.3. The service has the right to assign rights and transfer debts for all obligations arising from the Agreement. The User hereby gives his consent to the assignment of rights and the transfer of debt to any third parties. On the concession of rights and / or transfer of debt, the Service informs the User by posting relevant information on the Service or in the User’s personal cabinet.
11.4. All disputes, disagreements and claims that may arise in connection with the performance are accepted only within 24 hours after the execution of the announcement (application).
11.5. All disputes, disagreements and claims that may arise in connection with the execution, termination or invalidation of the Agreement, the Parties will endeavor to resolve through negotiations. The Party that has a claim and / or disagreement sends a message to the other Party indicating the claims and / or disagreements that have arisen.
11.6. The Service is not a party to transactions between Users, does not bear responsibility to third parties for compliance by Users with any obligations towards them and is not a party to disputes that may arise in connection with such obligations. In case of errors in the operation of the Service, the User needs to contact the Service Support Service.
12. Warranty period.
Within 24 hours from the date of execution of the announcement, the Contractor gives a guarantee for the services provided, provided that no other terms are stipulated.
In the absence of receipt of funds by the Customer, within the framework of the rules for performing the exchange operation, the User is obliged to apply to the Service, within 24 hours after the fulfillment of the obligations on the announcement.
13. Force Majeure
12.1. Neither the User nor the Service shall be liable to each other for any delays or defaults in their obligations arising from the occurrence of force majeure circumstances, including natural disasters, fire, flood, terrorist acts, power shifts, civil unrest, as well as the nonfunctioning of Payment Systems, non-functioning of cryptographic services of currencies, failure of a network of cryptographic signs systems, energy supply systems, communication networks and Internet service providers.
Brief description of the scheme of the Service
1. The user places on the Service an advertisement for the exchange of cryptographic signs. In doing so, the User shall approve the introductory, security and other fees specified by the Service for the execution of the posted advertisement, and shall deposit them into the Service’s accounts.
2. The service automatically searches for the posted advertisement of a counter advertisement placed by another User, with the corresponding conditions of the advertisement by the type of exchange of the reverse direction.
3. Users exchange cryptographic signs among themselves. Execution of the announcement occurs by transfer to accounts of Users, due to them cryptographic signs specified in counter announcements. The transfer of cryptographic signs is made by the Service automatically. In this case, the actions of the Service are deemed committed on behalf of Users and due to the introductory, security and other contributions that they made necessary for the execution of posted ads.
End of the agreement.